Zone V: SFHAs along coasts subject to
inundation by the 100-year flood with the additional hazards associated with
storm waves. (Zone VE is used on new and some revised maps in place of Zones
V1-30.)
Zone A: SFHAs subject to inundation by the
100-year flood. Because detailed hydraulic analyses have not been performed, no
base flood elevations or depths are shown. Mandatory flood insurance purchase
requirements apply.
Zones AE and A1-30: SFHAs
subject to inundation by the 100-year flood determined in a Flood Insurance
Study by detailed methods. Base flood elevations are shown within these zones.
Mandatory flood insurance purchase requirements apply. (Zone AE is used on new
and some revised maps in place of Zone A1-30.)
Zone AH: SFHAs subject to inundation by
the 100-year shallow flooding (usually areas of ponding) where average depths
are between one and three feet. Base flood elevations derived from detailed
hydraulic analyses are shown in this zone. Mandatory flood insurance purchase
requirements apply.
Zone AO: SFHAs subject to inundation by
types of 100-year shallow flooding (usually sheet flow on sloping terrain) where
average depths are between one and three feet. Average flood depths derived from
detailed hydraulic analyses requirements apply.
Zone A99: SFHAs subject to inundation by
the 100-year flood which will be protected by a federal flood protection system
when construction has reached specified statutory progress toward completion. No
base flood elevations or depths are shown . Mandatory flood insurance purchase
requirements apply.
Zones B,C, and X: These areas
have been identified in the community flood insurance study as areas of moderate
or minimal hazard from the principal source of flood in the area. However,
buildings in these zones could be flooded by severe, concentrated rainfall
coupled with inadequate local drainage systems. Local storm water drainage
systems are not normally considered in the community's Flood Insurance Study.
The failure of a local drainage system creates areas of high flood risk within
these rate zones. Flood insurance is available in participating communities but
is not required by regulation in these zones. (Zone X is used on new and some
revised maps in place of Zones B and C.)
Zone D: Unstudied areas
where flood hazards are undetermined but flooding is possible. No
mandatory flood insurance purchase requirements apply, but coverage is
available in participating communities.